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2011年8月4日星期四

Someone hit my car and drove away. only door is damaged. what should i do?

-today my landlord came to the door and told me someone had hit my car that was parked on the side of the road and the alarm was going off. no one saw what happened one of the neighbors heard a loud bang and then the alarm went off so he knocked on the landlord's door and told him (we live in a basement suite). we went out to inspect the damage and only the door seems to be damaged. it opens but it's not as smooth as it was before it kind of pops in and out slightly when it's opened. the car seems to be driving fine. we tried to look around the nieghborhood to see if we could see any damaged cars that may have hit us but didn't have any luck



my question is what should i do about it? the car is pretty old and crappy ('93 honda civic). i have comprehensive coverage but the deductible is $500 and i hate dealing with insurance companies and i don't know if my rates will go up if i make a claim on it even if it wasn't my fault.



what is the possible damage that could have been done other than the obvious damage to the door?



if it is only the door that is damaged then how much would it cost just to get a new door put on? if it's only like $600 then i wouldn't even deal with the insurance company. i don't want to pay a lot to get this fixed since i only paid $2700 for the car to begin with.



what would you do in my situation?Call your insurance and get an estimatelA 1993 honda civic door would not cost over 100.00 used and about an other 100.00 to install. Check the wrecking yards and price it on two or three for price comparison. You can look on Craigslist under auto parts and search for honda civic parts or even on E-bay. Usually there are two or three years the doors are the same . Good luck
I would just get it fixed, sure it's an inconvenience but it's worse buying a new car, because it takes even longer and it's more hassle, so i would either fix it, or just leave it as it is.
If you just have comprehensive coverage, that won't pay to get your car fixed anyway.



As a matter of fact, on a car of that age and value I would recommend that you don't pay for collision insurance on it anyway.



All you really need is liability coverage to pay for the other car, medical and property damage if you ever have an accident.



I'd either fix the door myself or go to a wrecking yard and get a replacement.



You could probably get a friend to help you install the door and take it to a body shop to have it painted. You could probably get by for less than $300-400 total, if you do it that way.

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